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Have you been impacted by a breach?  How can you keep your sensitive information safe from criminals?

A great step forward in protecting your information is to become proactive and closely monitor all of your accounts.

  • Monitor all of your accounts closely – especially financial accounts and credit card statements. For convenience, check your credit union account through online or mobile banking and review your credit report. Federal law allows you to get a free credit report from each of the three main credit bureaus once every twelve months.

  • Secure your logins, passwords, and pins and use different passwords for all online accounts.

  • Contact the three major credit bureaus (Experian, TransUnion, and Equifax) to initiate fraud alerts and freeze your credit.

    • Adding a fraud alert to your credit report will warn lenders that you may be a victim of fraud. This is an extra precaution and will let potential lenders know they should contact you before opening any new lines of credit in your name.

    • You can also freeze your credit for free at each of the major credit bureaus. Freezing your credit prevents any new credit accounts from being opened in your name.

  • Fill out an Identity Theft Report by visiting the Federal Trade Commission (FTC)’s website. The FTC can help create a personal recovery plan and offer guidance on putting the plan into action.

  • Remove your personal information from public sites.

  • Delete old online accounts you are no longer using.

  • Consider signing up for identity theft monitoring services.

 

Identity Theft and Fraud Prevention Resources

U.S. Postal Inspection Service
To contact the service by phone or mail, contact your local post office for the Postal Inspection Service office that serves your area.		 StopFraud.gov
U.S. Government "Financial Fraud Enforcement Task Force" To report financial fraud and to learn how to protect yourself from fraud.		 To report internet crime
U.S. Department of Justice Computer Crime and Intellectual Property Section Criminal Division
NCUA Fraud Hotline
The regulatory agency for KV Federal Credit Union is the National Credit Union Administration (NCUA). You may phone the NCUA Fraud Hotline at: (800) 755-1030		 Trans Union Credit Bureau Fraud Department
(800) 680-7289		 Equifax Credit Bureau Fraud Department
(800) 525-6285
Experian Credit Bureau Fraud Department
(888) 397-3742		 OnGuardOnline
Federal Trade Commission (FTC) "OnGuardOnline" - to help avoid becoming a victim of internet scams.		 Federal Trade Commission (FTC)
Information available for prevention of ID Theft and what to do if you have become a victim. Phone FTC: (877) ID-THEFT ((877) 438-4338)

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