Mortgage, Land & Home Equity
Click below to check our most current mortgage rates.
Mortgage Loans
Whether you are looking at buying a home, refinancing or improving your existing home, KV Federal Credit Union has friendly mortgage experts that can help you identify the home loan solution that will help meet your needs.
KV offers first and second mortgages on primary residential homes in Maine
First mortgages on properties with up to 4 units
Competitive fixed interest rates
Convenient repayment terms of 10, 15, 20, and 30 years
Low closing costs
Ability to borrow up to 80% of home value (Over 80% may require Private Mortgage Insurance)
Loans are subject to credit approval
Terms and conditions subject to change without notice
KV Federal Credit Union is federally insured by the NCUA
For more information, please contact a KV Federal mortgage representative in our main office at (207) 623-5171 or at our Oakland branch at (207) 465-4423.
Land Loans
Planning to build a home, or invest in real estate? A KV land loan may be the answer.
Excellent rates
Convenient terms
Appraisal may be necessary
Loans are subject to credit approval. Terms and conditions subject to change without notice.
KV Federal Credit Union is federally insured by the NCUA.
Home Equity Loans
For home improvement, debt consolidation, education, a new car...whatever your personal dream is, a home equity loan is the smart way to borrow.
We offer loans with absolutely no application fees and minimal closing costs. With approved credit you may even borrow a high percentage of the appraised value of your home (minus your first mortgage balance, if any). And in most cases, the interest is tax deductible (consult your tax advisor).
For the ultimate in convenience, nothing beats a KV Federal Home Equity Line of Credit. You can access your credit line by writing a check.
Convenient terms
No application fees, minimal closing costs
Several products to choose from
Fixed rate second mortgage or line of credit with low, variable interest rate
Appraisal may be necessary
Loans are subject to credit approval. Terms and conditions subject to change without notice.
KV Federal Credit Union is federally insured by the NCUA.