Privacy Policy
KV Federal Credit Union, your member-owned financial institution, is committed to providing you with competitive products and services to meet your financial needs and help you reach your goals. We are equally committed to protecting the privacy of our members. Under federal law, we are required to give you this privacy notice. It describes our credit union's privacy policy and practices concerning the personal information we collect and disclose about our members. It also includes information about the parties who receive personal and sometimes nonpublic information from us as we conduct the business of the credit union. These practices are followed by the credit union.
| FACTS | WHAT DOES KV FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION? |
|---|---|
| Why? | Financial companies choose how they share your information. Federal law gives members the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
| What? | The types of personal information we collect and share depend on the products or services you
have with us. This information can include:
|
| How? | All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons KV Federal Credit Union chooses to share; and whether you can limit this sharing. |
| Reasons we can share your personal information | Does KV FCU share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes | No |
| For our marketing purposes— to offer products and services to you |
Yes | No |
| For joint marketing with other financial companies | Yes | No |
| For our affiliates’ everyday business purposes— information about your transactions and experiences |
No | We don't share |
| For our affiliates’ everyday business purposes— information about your creditworthiness |
No | We don't share |
| For nonaffiliates to market to you | No | We don't share |
Questions?
| Who we are | |
|---|---|
| Who is providing this notice? | KV Federal Credit Union |
| What we do | |
| How does KV Federal Credit Union protect my personal information? | To protect your personal information from unauthorized access
and use, we use security measures that comply with federal law.
These measures include computer safeguards and secured files
and buildings. We restrict access to nonpublic personal information about you to persons who need to know that personal information to provide products or services to you. |
| How does KV Federal Credit Union collect my personal information? | We collect your personal information, for example, when you
|
| Why can’t I limit all sharing? | Federal law gives you the right to limit only
|
| Definitions | |
|---|---|
| Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies. KV Federal Credit Union has no affiliates. |
| Nonaffiliates | Companies not related by common ownership or control.
They can be financial and nonfinancial companies. KV Federal Credit Union does not share with nonaffiliates so they can market to you. |
| Joint marketing | A formal agreement between nonaffiliated financial companies
that together market financial products or services to you. Our joint marketing includes the following types of companies:
|
If after reading this notice you have questions, please contact us at: (207) 623- 5171
or write to:
Member Support
KV Federal Credit Union
316 West River Rd
Augusta, Maine 04338