Kasasa Cash®

***Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle inorder to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM‐processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our credit union as ATM transactions, non‐retail payment transactions, and purchases made with debit cards not issued by our credit union. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. "Monthly Qualification Cycle" means a period beginning the last business day of the previous statement cycle through the penultimate (second to last) business day of the current statement cycle.Reward Information: When your Kasasa Cash account qualifications are met during a MonthlyQualification Cycle, (1) balances up to $10,000.00 receive APY of 1.26%; and balances over $10,000.00 earn 0.05% interest rate on the portion of balance over $10,000.00, resulting in a range from 1.26% to 0.16% APY depending on the account's balance and (2) you will receive reimbursements up to an aggregate total of $25.00 (max. $4.99 per single transaction) for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented for reimbursements of individual ATM withdrawal fees of $5.00 or higher. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. When Kasasa Cash qualifications are not met, all balances in the account earn 0.01% APY and ATM withdrawal fees are not refunded. Dividends and ATM withdrawal fee reimbursements will be credited to your Kasasa Cash account on the last business day of the current statement cycle. APY = Annual Percentage Yield. APYs accurate as of 09/18/2021. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log‐ons and other requirements apply. No minimum deposit is required to open the account. Monthly receipt of electronic statements is a condition of this account. Enrollment in electronic services (e.g. online banking, electronic statements and log‐ons) may be required to meet some of the account's qualifications. There are no recurring monthly maintenance charges or fees to open or close this account. Contact one of our credit union service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA. Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.