Account Service Fees
Savings Account Fees
| Service | Fee |
|---|---|
| Monthly Share Account Fee | No Charge |
| Negative Balance Fee | $1.00 per day |
Checking Account Fees
| Service | Fee |
|---|---|
| Monthly Share Draft (Personal Acct.) Fee | No Charge |
| Monthly Share Draft (Business Acct.) Fee | No Charge |
| Insufficient Funds (NSF) | $28.00 per item |
| Overdraft Privilege | $25.00 per item |
| Automatic Share Transfer (maximum six per month) | $2.00 per transfer |
| Check Copy Mail | $3.00 per item |
| Stop Payment Personal | $15.00 per item |
| Stop Payment Corporate | $15.00 per item |
| Revoked Stop Payment (corporate) | $15.00 per item |
| Check Printing | Prices may vary |
Other Service Fees (applicable to all accounts)
| Service | Fee |
|---|---|
| KV Online | No Charge |
| VISA® Gift Card | $5.00 each |
| Account Reconciliation | $15.00 per hour |
| Account Research | $15.00 per hour |
| Account History, intermittent | $5.00 per report |
| Statement Copy | $2.00 per page |
| Incoming Wire Transfers | No Charge |
| Domestic Wire Transfers | $15.00 per transfer |
| Foreign Wire Transfers | $30.00 per transfer |
| Share to Share Wire Transfers | $5.00 per transfer |
| Foreign Currency Deposit/Redemption | $7.00 |
| Corporate Share Drafts (one free per day) | $1.00 each |
| Closing Accounts within 6 months | $10.00 each |
| Closing Accounts within 6 months with VISA® Check Card | $15.00 each |
| Inactive Account, quarterly inactivity | $5.00 per quarter |
| Deposited Checks Returned | $10.00 per check |
| Incorrect Address (mail or e-mail) | $3.00 per returned item |
| Account Levy/Lien | $25.00 each |
Electronic Funds Transfer (NEACH)
| Service | Fee |
|---|---|
| Audio Response | No Charge |
| VISA® Check Cards (replacement, lost or stolen card) | $10.00 per card |
| VISA® Check Card P.I.N. Number (change P.I.N.) | $2.00 per number |
| Insufficient Funds | $28.00 per item |
| Overdraft Privilege | $25.00 per item |
Bill Pay Fees
| Service | Fee |
|---|---|
| Member - Monthly charge up to 15 transactions | No Charge |
| Member - After 15 transactions | $1.00 per item |
| Member - Enrollment Fee | $10.00 |
| Member - No activity after 60 days | $4.95 per month |
| Business - Monthly charge up to 15 transactions | $4.95 |
| Business - After 15 transactions | $1.00 per item |
| Business - Enrollment Fee | $10.00 |
| Business - No activity after 60 days | $4.95 per month |
CU24 VISA® Check Card Fees
| Service | Fee |
|---|---|
| VISA® Check Card Surcharge SURF | No Charge |
| Non-SURF | $1.00 per transaction |
| VISA® Check Card, Point-of-Sale | No Charge |
| VISA® Check Card Surcharge (foreign card withdrawals) | $1.50 per transaction |
| Overdraft Privilege | $25.00 per item |
| Chargeback fee for VISA® Check Card | $25.00 per item |
| Stop Payment ACH/Re-occurring | $30.00 per item |