Mortgage, Land & Home Equity

Click below to check our most current mortgage rates.

Mortgage Loans

Whether you are looking at buying a home, refinancing or improving your existing home, KV Federal Credit Union has friendly mortgage experts that can help you identify the home loan solution that will help meet your needs.

  • KV offers first and second mortgages on primary residential homes in Maine

  • First mortgages on properties with up to 4 units

  • Competitive fixed interest rates

  • Convenient repayment terms of 10, 15, 20, and 30 years

  • Low closing costs

  • Ability to borrow up to 80% of home value (Over 80% may require Private Mortgage Insurance)

  • Loans are subject to credit approval

  • Terms and conditions subject to change without notice

  • KV Federal Credit Union is federally insured by the NCUA

For more information, please contact a KV Federal mortgage representative in our main office at (207) 623-5171 or at our Oakland branch at (207) 465-4423.

Land Loans

Planning to build a home, or invest in real estate? A KV land loan may be the answer.

  • Excellent rates

  • Convenient terms

  • Appraisal may be necessary

Loans are subject to credit approval. Terms and conditions subject to change without notice.
KV Federal Credit Union is federally insured by the NCUA.

Home Equity Loans

For home improvement, debt consolidation, education, a new car...whatever your personal dream is, a home equity loan is the smart way to borrow.

We offer loans with absolutely no application fees and minimal closing costs. With approved credit you may even borrow a high percentage of the appraised value of your home (minus your first mortgage balance, if any). And in most cases, the interest is tax deductible (consult your tax advisor).

For the ultimate in convenience, nothing beats a KV Federal Home Equity Line of Credit. You can access your credit line by writing a check.

  • Convenient terms

  • No application fees, minimal closing costs

  • Several products to choose from

  • Fixed rate second mortgage or line of credit with low, variable interest rate

  • Appraisal may be necessary

Loans are subject to credit approval. Terms and conditions subject to change without notice.
KV Federal Credit Union is federally insured by the NCUA.