Our free Kasasa® checking accounts allow you to earn a lot more for a lot less... in fact, you pay nothing!
By opening a Kasasa Cash® account, you'll earn higher dividends on your balances while also getting nationwide ATM fee refunds. And there's no minimum balance or monthly maintence fees, ever! All we ask is that you do a couple of easy things each month: 12 debit card purchases and be enrolled in and log into online banking .
Start making your money work for you by opening a Kasasa Cash® account today!
Kasasa Cash features:
- 1.50% APY* on balances up to $10,000
- 1.50% to 0.27% APY* on balances over $10,000 depending on balance in account*
- 0.05% APY* even if you don't qualify
- Refunds on ATM withdrawal fees nationwide (up to $25.00 each month)*
- Can link to high-interest Kasasa Saver® account
- No minimum balance to earn rewards
- No monthly service fee
- Unlimited transactions
- Free online banking
- Free mobile banking
- Free eStatements
- Free Visa debit card
- Bill Pay services
- No minimum deposit to open
It's easy to earn your rewards... Just do the following activies and transactions in your Kasasa Cash account each monthly qualification cycle:
- At least 12 debit card purchases
- Be enrolled to recieve e-statements and log into online banking
Don't worry if you come up short. Your account is always free. You even earn our base dividend rate. Plus, you can still earn a higher rate and refunds on ATM withdrawal fees the very next cycle.
To learn how to sign up for Kasasa, contact your local KV FCU branch today!
*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit and credit card purchases processed by merchants and received by our credit union as ATM transactions, non-retail payment transactions and purchases made with debit or credit cards not issued by our credit union. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, the following rewards will be distributed to your account(s) on the last day of the current statement cycle: (1) Kasasa Cash: Balances up to $10,000 receive a non-compounding APY* of 1.50%; and balances over $10,000 earn 0.05% dividend rate on the portion of balance over $10,000, resulting in a non-compounding range from 1.5% to 0.27%APY* depending on the account’s balance; (2) Kasasa Saver: Balances up to $10,000 receive APY of 0.50% and balances over $10,000 earn 0.05% dividend rate on the portion of balance over $10,000, resulting in a range from 0.50% to 0.18% APY depending on the account’s balance and ATM Fee Reimbursements: You will receive reimbursements up to $25.00 for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified (up to $4.99 per single ATM transaction.) When Kasasa Cash qualifications are not met ATM fees are not refunded and all balances in your Kasasa Cash account earn a non-compounding APY of 0.05%, all balances in your Kasasa Saver account earn 0.05% APY and the interest earned in your Kasasa Cash account is automatically transferred to your Kasasa Saver account within one day. This automatic transfer may cause an overdraft to your linked Kasasa Cash account, if the account’s balance is less than the transferred amount when transfer occurs. *When linked to the Kasasa Saver account, the dividend earned within the Kasasa Cash account does not compound since it is automatically transferred to the Kasasa Saver account. APY = Annual Percentage Yield. APYs accurate as of [12/27/2017]. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, and other requirements apply. Rewards may vary by account. No minimum deposit is required to open the account, but you must qualify for membership with KV FCU. Monthly log on to online banking and enrollment in e-statements are conditions of these accounts and are required to meet the Monthly Qualifications and earn rewards. Limit one (1) type of account per social security number. A Kasasa Cash account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. There are no recurring monthly maintenance charges or fees to open or close this account. Comparison Source: Interest Checking, FDIC 12/27/2017 http://www.fdic.gov/regulations/resources/rates/. Contact one of our credit union service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA. Kasasa, Kasasa Cash and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.